In the Know about Insurance

Get the coverage you need!

When shopping for insurance you want to get the best price for the policy that provides the coverage you need. Consider the claims process, the amount of deductible or if you require 24/7 claims service. Insurance companies and the policies they offer are not all the same.

Ask your friends and colleagues about their insurance experience and make an informed buying choice.

If you lend your car – your insurance goes with it!

If you lend your car – you also lend your insurance.

So don’t make this choice lightly. If the person using your car is at fault in an accident, you as the owner are responsible. The accident will go on your insurance record and your premium may increase as a result.

Renting a Vehicle?

If you rent a car, you might want to consider the “27 endorsement”. It is available with most policies. This extension covers liability for damage to non-owned automobiles. Additional cost to add this to your premium is usually in the range of $25 a year.

When it comes to rentals – it really pays… A rental company will normally ask you to fork over anywhere from $15-$25 per day for collision insurance. With the “27 endorsement”, you can safely refuse the rental company insurance with peace of mind.

Call The Personal for a quote on your home and auto insurance at 1 888 476-8737 or visit them online at www.thepersonal.com/mycreditunion