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Rates

Rates Effective : February 1, 2012
All rates are subject to change without notice

At your credit union, your patronage is appreciated and rewarded! The more you use The Credit Union, the lower your loan rate. Interest rates are determined by the amount and type of security offered and the number of other credit union products and services used. Call for details today!

Variable rates will fluctuate. Your payment stays the same
The maximum loan repayment period is up to 60 months or longer (some conditions apply)

 
  Consolidation & Everyday Loans
6.15% to 14.40%
 
  LOC
6.15% to 12.60%
  Overdraft Protection
16.70%
 



 
  RRSP
3.00%
Fully/Deposit Secured
4.00%
 



 
  Current Model Year  
$30,000 and over
4.99%
 
Under $30,000
4.99%
 
Prior Model Year (up to 3 yrs.)    
maximum 4 year term
6.15%
 



 
  Current Model Year
6.35%
 



 
  Variable Rate Mortgages    
  5 Year - Closed
3.00%
 
  Home Equity Line - Open
4.00% to 5.50%
 
  Fixed Rate Closed Mortgages    
  6 Months
6.50%
 
  1 Year
2.99%
 
  2 Year
3.25%
 
  3 Year
3.49%
 
  4 Year
3.25%
 
  5 Year
3.44%
 




 
  Minimum Deposit
1 Month
1 Year
2 Year
3 Year
4 Year
5 Year
 
  $ 1,000.00
N/A
1.15%
1.30%
1.40%
1.60%
1.85%
 
  $ 5,000.00
0.60%
1.15%
1.30%
1.40%
1.60%
1.90%
 
  $ 10,000.00
0.70%
1.15%
1.60%
1.95%
2.10%
2.35%
 
  $ 20,000.00
0.85%
1.25%
1.60%
2.00%
2.10%
2.35%
 
  $ 40,000.00
0.85%
1.25%
1.60%
2.00%
2.25%
2.50%
 
  $ 60,000.00
0.85%
1.25%
1.60%
2.00%
2.25%
2.50%
 
  $100,000.00
0.85%
1.25%
1.60%
2.00%
2.25%
2.50%
 

3 – 11 month terms available - Contact us for details.


 
  Minimum Deposit Per Year
1 Year
2 Year
3 Year
4 Year
5 Year
 
  $ 1,000.00  
1.25%
1.40%
1.50%
1.70%
1.95%
 
  $ 5,000.00  
1.25%
1.40%
1.50%
1.70%
2.00%
 
  $ 10,000.00  
1.25%
1.70%
2.05%
2.20%
2.45%
 
  $ 20,000.00  
1.35%
1.70%
2.10%
2.20%
2.45%
 
  $ 40,000.00  
1.35%
1.70%
2.10%
2.35%
2.60%
 
  $ 60,000.00  
1.35%
1.70%
2.10%
2.35%
2.60%
 
  $100,000.00  
1.35%
1.70%
2.10%
2.35%
2.60%
 

Minimum Investment $5,000




 
  High Interest Savings under $5,000
0.40%
 
  High Interest Savings $5,000 and over
0.90%
 
  Daily Interest Savings under $5,000
0.25%
 
  Daily Interest Savings $5,000 and over
0.60%
 
  TFSA
1.50%
 
  RRSP/RRIF under $20,000
0.25%
 
  RRSP/RRIF $20,000 and over
0.35%
 

 

 

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