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Rates Effective : February 1, 2012
All rates are subject to change without notice
At your credit union, your patronage
is appreciated and rewarded! The more you use The Credit Union, the
lower your loan rate. Interest rates are determined by the amount and
type of security offered and the number of other credit union products
and services used. Call for details today!
Variable rates will fluctuate.
Your payment stays the same
The maximum loan repayment period is up to 60 months or longer (some
conditions apply)
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Consolidation & Everyday Loans |
6.15% to 14.40% |
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LOC |
6.15% to 12.60% |
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Overdraft Protection |
16.70% |
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RRSP |
3.00%
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Fully/Deposit Secured |
4.00%
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Current Model Year |
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$30,000 and over |
4.99% |
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Under $30,000 |
4.99%
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Prior Model Year (up
to 3 yrs.) |
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maximum 4 year term |
6.15% |
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Variable Rate Mortgages |
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5 Year - Closed |
3.00% |
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Home Equity Line - Open |
4.00% to 5.50%
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Fixed Rate Closed Mortgages |
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6 Months |
6.50% |
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1 Year |
2.99% |
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2 Year |
3.25% |
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3 Year |
3.49% |
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4 Year |
3.25% |
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5 Year |
3.44%
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Minimum Deposit |
1 Month |
1 Year |
2 Year |
3 Year |
4 Year |
5 Year |
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$ 1,000.00 |
N/A |
1.15% |
1.30% |
1.40% |
1.60% |
1.85% |
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$ 5,000.00 |
0.60% |
1.15% |
1.30% |
1.40% |
1.60% |
1.90% |
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$ 10,000.00 |
0.70% |
1.15% |
1.60% |
1.95% |
2.10% |
2.35% |
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$ 20,000.00 |
0.85% |
1.25% |
1.60% |
2.00% |
2.10% |
2.35% |
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$ 40,000.00 |
0.85% |
1.25% |
1.60% |
2.00% |
2.25% |
2.50% |
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$ 60,000.00 |
0.85% |
1.25% |
1.60% |
2.00% |
2.25% |
2.50% |
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$100,000.00 |
0.85% |
1.25% |
1.60% |
2.00% |
2.25% |
2.50% |
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3 – 11 month terms available - Contact us for details.
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Minimum Deposit Per Year |
1 Year |
2 Year |
3 Year |
4 Year |
5 Year |
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$ 1,000.00 |
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1.25% |
1.40% |
1.50% |
1.70% |
1.95% |
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$ 5,000.00 |
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1.25% |
1.40% |
1.50% |
1.70% |
2.00% |
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$ 10,000.00 |
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1.25% |
1.70% |
2.05% |
2.20% |
2.45% |
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$ 20,000.00 |
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1.35% |
1.70% |
2.10% |
2.20% |
2.45% |
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$ 40,000.00 |
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1.35% |
1.70% |
2.10% |
2.35% |
2.60% |
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$ 60,000.00 |
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1.35% |
1.70% |
2.10% |
2.35% |
2.60% |
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$100,000.00 |
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1.35% |
1.70% |
2.10% |
2.35% |
2.60% |
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Minimum Investment $5,000
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High Interest Savings under $5,000 |
0.40%
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High Interest Savings $5,000
and over |
0.90% |
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Daily Interest Savings under
$5,000 |
0.25% |
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Daily Interest Savings $5,000
and over |
0.60% |
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TFSA |
1.50% |
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RRSP/RRIF under $20,000 |
0.25% |
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RRSP/RRIF $20,000 and over |
0.35%
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