DIRECT DEPOSIT is the fastest and safest way to deposit your regularly received funds (i.e. full pay cheque, pension, annuities, income tax refund or GST rebate) into your account. In fact, deposits are recorded in the account immediately on payday and are reported on your account statement.

With Direct Deposit, you'll never have to worry about not having your funds deposited into your account while you're on vacation. Losing a cheque or waiting in line are things of the past. Plus, if you have an overdraft balance, Direct Deposit automatically reduces it, saving you money on interest costs and giving you real peace of mind. Plus, you can transfer funds to other credit union accounts.

The Credit Union DIRECT DEPOSIT benefits include:

• Convenience: The best way to deposit regularly received funds (i.e. full pay cheque, pension, annuities, income tax refund or GST rebate)
• Save money: Receive a discounted chequing package
• Peace of mind: Get Overdraft Protection (available to qualified members upon application)
• Save on interest: Automatically reduce any overdraft balance upon deposit saving you dollars in interest costs
• Save time: No more waiting in lines
• It’s safe: No worries about lost or misplaced cheques
• No charge: You can transfer funds to other credit union accounts
• It’s fast: Deposits are recorded in the account immediately on payday and are reported on your regular account statement
• It’s dependable: Deposits occur whether you're available or not
  

The Credit Union PARTIAL DIRECT DEPOSIT advantages include:

• No Fee service
• Easy to set up
• Worry-free so you never miss a payment date
• Proactive! Payment arrangements for your loan, mortgage or line of credit are scheduled at the time of approval
• Convenient! Typically, loan payments and transfers are made bi-weekly to coincide with your payday
• Automatic: Watch your future savings grow
  

Put your pay cheque or pension where it matters most. And take full advantage of everything The Credit Union has to offer.

It's easy to apply!

Click on the APPLY button now, contact C.U. Member Assistance in Toronto at 416.314.6772 or from anywhere in Canada and Continental US toll-free at 1.888.516.6664. Or simply email memberassistance@mycreditunion.ca or contact your branch.